Matt Badiali Expresses The Danger For Millennials Who Aren’t Investing

Banyan Hill Publishing’s Matt Badiali says that millennials simply aren’t investing or saving for retirement for the most part. The latest study he saw about this issue came from Vanguard Group and he’s also seen similar information from Time, Forbes, and CNBC among others. Millennials are currently between the ages of 26 and 37. 66 percent of them have no retirement savings at all. If they don’t get started soon saving for retirement there is going to be a crisis awaiting in 30 to 40 years. When people are young, retirement looks like something far, far into the future.

Matt Badiali says that at a minimum everyone who has access to a 401(k) should be at least putting away whatever their company match is. It’s basically free money a company gives employees to incentive them to save. This money really adds up over time. People should be looking to put away 10 to 15 percent of their income so that when they retire they will have the resources to be able to live they can lifestyle they are accustomed to. Matt Badiali is a writer at Banyan Hill Publishing where he has a newsletter called Real Wealth Strategist. He primarily writes about investing in natural resources. He has been at Banyan Hill Publishing for the last few years and wrote a similar newsletter for Stansberry Research for 12 years.

His educational background is in geology including earning a master’s degree in this subject as Florida Atlantic University. The subscribers who read Matt Badiali have enjoyed regular returns of double-digits or even triple-digits at times. He says that to understand how to invest in natural resources it takes an understanding of finance, how the markets work, and knowing the science. Since he has this background he is able to guide his readers in what natural resources they should be invested in whether it’s gold, oil, platinum, or others.

Ira Kirschenbaum and Knee Replacements

Ira Kirschenbaum is an MD who performs hip and knee replacements. Dr. Ira Kirschenbaum performs joint revisions and replacement surgery. He performs arthroscopy and joint reconstruction for his patients. He has been performing hip and knee replacement and reconstructive surgery. He previously performed surgery at the Rothman Institute in Philadelphia. He performs surgery in White Plains, N.Y. Kirschenbaum, a member of The American Academy of Orthopaedic Surgeons, has performed a number of knee surgeries and other invasive procedures.


Kirschenbaum has developed certain instruments that are used for partial knee replacements. The instruments have been developed for a hip replacement system. As a result of his development of instruments, he posses trademarks for surgical instruments and systems. Kirschenbaum produced a DVD speaking about the surgical parts of knee replacements. The DVD is a product of The American Academy of Orthopaedic Surgeons. He is involved with research on ceramic hip replacements and partial knee replacements. He is involved with surgeries and surgical procedures for these parts of the body. There is media that he has been involved with that talk about these topics and events.


WPIX-11 is a media outlet. They aired a segment regarding Kirschenbaum and knee replacements. Kirschenbaum speaks on selective knee replacements and how the are different from the total knee replacements. Both replacements are surgical producers. Kirschenbaum says in his surgical procedures he replaces the content of the knee with metal and medical plastic. He says that when the knee fails or malfunctions, the option is to replace the entire knee again with the same materials used prior. Ira Kirschenbaum preforms surgical procedures and has been doing so for a number of years.


Ted Bauman Warns investors about Amazons Volatility

Ted Bauman is the editor of The Bauman Letter, Plan B Club, Alpha Stock Alert. Prior to Joining Banyan Hill Publishing in 2013, Bauman spent 25 years in South Africa where he served in many executive positions for nonprofit organizations. During his time in South Africa, he also founded Slum Dwellers International, a non-profit organization which provides low-income housing solutions while aiding in infrastructure delivery with a primary emphasis on water and sanitation. Lately, Bauman has been warning investors about Trump’s trade war as well as the overall profitability of Amazon in relation to the actual facts.

Trump’s trade war has signaled some major changes to US investor’s holdings in multinationals. Ted Bauman believes that if the trade war continues, it may lead to the bull market being stonewalled with the looming threat of war. “Bull Markets” Bauman claims “end not as much from age as from changes in monetary or fiscal policy.” Due to Trump’s rhetoric, countries like China and Canada are gearing up for retaliatory measures. Canada, for example, has started refusing products that were manufactured in the United States. The tariffs are also affecting American exports, especially in steel and soybeans. Bauman believes that in light of these facts, it is important that investors position themselves accordingly.

Furthermore, Ted Bauman is warning investors about Amazon’s investment structure as the company doesn’t pay dividends but uses the extra revenue to purchase other businesses. The reasoning behind this investment strategy is the company’s desire to introduce new products and services. Bauman claims that these business practices may pose a substantial risk as traders can only profit from this type of investment by selling it. This situation presents the added risk of stockholders dumping Amazon shares at the first sign of trouble. Bauman believes investors should be cautious with Amazon stocks as their value may continue to drop in the coming months. To know more about him click here.

Witnessing the collapse of apartheid in South Africa, Ted Bauman has a unique understanding of volatile political climates and the impact such regimes have on the economic dynamics directly affecting multinational investors. Bauman provides unique insights into what generates profit with relation to current and future trends in the market as well as those conditions which threaten it.

InnovaCare Health – Leadership and Excellence

InnovaCare Health is a company based in North America that have made it their goal to provide innovative solutions that will make health care more easily accessible to a larger group of people. Providing can often be a big challenge, but InnovaCare Health meets those challenges head on by focusing on group of medical programs that enables the company to provide a good variety of health care plans. The company is expanding steadily.


Dr. Rick Shinto is a highly esteemed doctor and leader who is currently at the position of chief executive officer (CEO) at the large company of InnovaCare Health. He has been working as the chief executive of the company since the early months of 2012.

His education Dr. Richard Shinto earned from the University of California and after he graduated from there Dr. Richard Shinto moved on to studying at the University of New York. Dr. Richard Shinto graduated with an M. D. After that Dr. Richard Shinto earned an M. B. A. from the University of Redlands. For more details visit Crunchbase.


Dr. Richard Shinto has had a long and successful career. He has expanded his set of skills greatly. He is a highly regarded leader. After Dr. Richard Shinto completed his medical education he became a pulmonologist and practiced in Southern California. A few years later Dr. Richard Shinto became a valuable member of the Medical Pathways Management Company. His professional experience extended over his next positions as well. Dr. Richard Shinto has also worked with NAMM and Aveta, Inc. as well. Dr. Richard Shinto has worked a number of positions that are leadership ones. Check out



Mrs. Penelope Kokkinides is working as the chief administrative officer. She used to work together with Dr. Richard Shinto at the company of Aveta Inc. before the company was sold off and both of them had to move on. Mrs. Penelope Kokkinides has been working with Innova Care Health since the early months of 2015. Both are professional who have made a large number of contributions to the company over the course of their careers at InnovaCare Health. Mrs. Penelope Kokkinides has had more than two decades of professional experience. She has been working in the field of health care management and she has also taken an active part in a large number of organizations and programs. Some of the most prominent health care programs that Mrs. Penelope Kokkinides has been a part of include Medicaid and Medicare.



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Madison Street takes Texas

Madison Street Capital Advisors was founded in 2005 and is proud to have achieved 13 years of business. The company is based in Chicago, IL and the people working with them are grounded in their strong beliefs in excellence, leadership and integrity. They’ve provided corporate tax planning, business advisory and many more services to the businesses they help, and don’t plan on stopping any time soon. They work with both private and public businesses in the middle market that need assistance with nearly everything concerning the market. They believe that the goals of their clients are their goals as well, and they Madison Street Capital strives to achieve those goals with the same passion their clients have for the mission. It can’t get much more personal than personalizing the actual trying to empathize with clients and seeing them as more than just name on a call sheet. Madison Street Capital takes on every objective their clients lay out for them.


Charles Botchway, the CEO of Madison Street Capital Advisors, made the announcement that the company would be expanding to Austin, TX where he himself was actually born and currently still lives. Austin, TX is the home of many diverse businesses from Whole Foods to Dell, many internationally popular ideas where conceived there. It’s also home to a lot of large tech companies like Google and Apple, so it’s safe to say that Austin, TX is becoming a little Silicon Valley. Botchway feels this is a great move for the company seeing as they specialize in financial advising, they wants to open their clients up to a lot of banking professionals who are working with some of the largest names in business to date. He believes Austin is somewhat of a “tech hub” now and says he’s excited to add to their growth. Should everything work out the way he and his colleagues would like, Madison Street Capital should be expanded into Austin, TX by early next year. Charles Botchway and his firm have super high hopes to make more financial advice and assistance accessible to all of his clients as soon as possible, and they hopefully will continue to grow.


Connect with Madison Street Capital on LinkedIn.

The Chainsmokers’ New Song

The Chainsmokers were formed in 2012 when Alex Pall met Andrew “Drew” Taggart and the duo decided to make a go of making music. They spent years practicing and perfecting their synergy and sound before performing their debut show in 2014 as the opening act for Timeflies at Terminal 5. They knew that had something going for them, and began recording and releasing music of their own.

They have released many EPs, a full-length album and many singles. The singles are often released for free to their fans through their official website. These singles are a way for them to keep new music in play all the time, as well as an outlet for sings they love but can’t fit on an album.

The most recent of their singles, “Side Effects”, is a collaboration with singer Emily Warren. Warren is a frequent collaborator and good friend of the Chainsmokers. They call her smart and creative, stressing that they work well with her and always have. They prefer to collaborate with musicians who they get along with personally. By just hanging around with the guest musician, they often conceive of a song on the fly with their collaborator.

With their music, the Chainsmokers like to write about events and feelings they are going through. This personal approach to music is a-typical of the dance/electronic genre, but Pall and Taggart want to push the boundaries on defined musical genres. They integrates other musical styles in their songs as often as they can, such as the upbeat sound of the disco and funk inspired “Side Effects.” Much of their recent music has been slower in tempo and had a darker tone, but with summer here the Chainsmokers decided to make something that “bangs” to release for summer, and “Side Effects” meets the criteria.

The Chainsmokers have gone from being a couple of guys behind turntables to performing with many elements of a traditional band. They are particularly fond of drums during their live show. They also are bringing Emily Warren on tour for a few dates, hoping the exposure will help.

Michael Lacey: One of the Most Notable Scholars of the Century

Michael Lacey is an important scholar and mathematician from Illinois. He was born in nineteen fifty-nine and has had a profound impact on various fields of mathematics throughout his career. Some of the subjects that his research focuses on include Banach spaces and harmonics. He also worked on empirical functions and the law of iterated logarithms. Other subjects that he incorporates into scientific inquiry are harmonic analysis and functions.

Some of the projects that he completed were during various doctoral positions. For example, the work he completed during his undergraduate degree was expanded in later years at Louisiana University and The University of North Carolina at Chapel Hill.

Amongst the accolades received by Lacey were fellowships from the National Science Foundation and Indiana University. There were several significant collaborations in these years between Lacey and other notable mathematicians too. For example, the Salem Prize was one of the most profound results of the combined efforts of both Alberto Calderon and Christoph Thiele with Lacey.

As a professor, he has made significant changes to the way that research is performed. He also received numerous awards for his consistent efforts as a Professor of Mathematics. At Georgia Institute of Technology, he has become an important part of many organizations and groups like the American Mathematical Society. Read more: Michael Lacey | GAtech and Michael Lacey | Wikipedia

His classes have improved mathematical studies and research too. Michael Lacey’s consistent attention to detail and ability to craft high-quality educational experiences has been noted by both students and faculty.

He has contributed significantly to novel teaching strategies geared towards incorporating mathematical innovation into core curriculum standards. Learn more about Michael Lacey: and

His hands-on approach both in research and as a professor has helped Michael Lacey establish himself as a premier academic and mathematical professor. Lacey has also published a variety of articles about his individual projects and collaborations over the years.

Much of his research has been related to the Kato square root problem. He has also applied these mathematical concepts to Elliptic Operators. With a long history in the field and a continued presence at the forefront of mathematical research, Lacey is an important figure in contemporary academia.