James River Capital Shares Tips on Funding Your Next Business Venture

JAMES RIVERWhen financing your new company, you have to think beyond startup capital to facilitate growth until you achieve positive cashflow. So, while you can look to your inner circle to borrow your initial funds, you will likely need to extend your gaze to capture all the cash you need for growth. Locating those funds is easier said than done, however. Thankfully, founder Paul Saunders at James River Capital has the know-how you need to make that a possibility, as they have extensive experience in helping business owners finance their dreams. Take a look at their top tips for funding your next business venture to get started.

Look to Local Lenders for Loan Funds

Your ideal first stop for business capital is local lenders, as they can offer all the funds you need to start and run your company in the early days. To find reputable lenders, you can reach out to your local chamber of commerce for referrals. You also receive help by going to your local community college or university and asking to speak to someone at the business development center.

Embrace the Power of Crowdfunding

If you have a truly innovative business idea, you can go with crowdfunding to get the funds you need to move full speed ahead. Crowdfunding also helps drive interest in your company, ensuring you have more than enough customers from the start.

Popular crowdfunding sites include:

  • Kickstarter
  • Lending Club
  • Indiegogo
  • Patreon

The sites vary on their terms and conditions with some requiring you pay back what you received. Others might require that you provide a share of your company to your initial investors or offer rewards for their contributions.

Work with James River Capital to Find Venture Capital

Although local loans and crowdfunding can help you get started, it is not a viable option if you need one million or more in funds. To fulfill that need, you can partner with James River Capital to find venture capital funds. They will help get prepared to pitch your business to venture capitalists and secure the funds you need to facilitate the success of your startup.  All you have to do to get started is reach out to the team at James River Capital Corp today with a call to (804) 578-4500.

HCR Wealth Advisors: Using Stocks or Cash for Your Next Charitable Contribution

There is a litany of benefits when you donate to charity. Not only are you helping to facilitate a righteous cause, but you are leveraging the tax system to your advantage. However, some might be confused if it is viable to donate with stocks or cash. There are unique advantages and factors that you need to consider with each.


Stocks or Cash for Charitable Donations

Typically, HCR Wealth Advisors recommends stocks rather than cash. You’ll be able to avoid the capital gain on the donation and still get a deduction for the fair market value of the stock.

For example, your shares of stock you bought for $14,000 over a year ago are now worth $21,000, and you now have the option to sell these stocks rather than donate it. If you do so, you would end up paying a capital gains tax on the $7000 that you just gained over the year. If you’re in the higher tax bracket, the federal tax on those $7000 can be high, with some states tacking on additional taxes.

However, if you decide to directly donate the shares, you do not have to onboard the gain. You can donate the $21,000 without paying the capital gains tax. Also, you will allow charities the leverage to sell the shares at the current market value.

Though it might be simple to simply write a check and hope for the best, you can gain tax benefits by donating stocks while also helping charities sell the shares at the current market value without onboarding capital gains tax.

About HCR Wealth Advisors

HCR Wealth Advisors is a registered investment firm that serves high net individuals. As a wealth management advisory firm, it strategically manages portfolios, helping its clients reach their financial goals, and actively protect against risks. To learn more about creating a personalized financial strategy, contact HCR.

This article is provided for informational purposes only and should not be interpreted as investment advice.

Impossibel Foods Calls On OSI Group McDonalds For Help

Impossible Foods is a maker of meatless food products. The Impossible Burger is one of their most known and well liked products. The Impossible Burger has major customers like Burger King and White Castel. Impossible Foods has become an instant success with its Impossible Burger. Their major clients love the texture and taste of this meatless burger. Because the burger closely looks, feels and tastes like a beef burger, Impossible Foods has been able to make a lot of money off of this burger and market it to meatless consumers and consumers who just want to try something new. The favorability of their burger is good and has caused them to not be able to keep up with the excessive demand. More Business News at chicagobusiness.com

Impossible Foods had to think and act fast. Therefore, they decided that OSI Group McDonalds was the best way to solve their shortage issues. OSI set down with Impossible Food and together they create a short term and long term strategy. The short term strategy entails them starting up production and quickly getting the Impossible Burger into the hands of customers. Their long term strategy involves getting food processed over a long period of time and shipped around the world to grocery outlets.

OSI Group McDonalds will be allowing Impossible Foods to use their facilities in the midwestern United States. They will use these facilities to manufacture the Impossible Burger. OSI will be assisting the meatless burger company with much needed advance. Part of the long term strategy is to scale. Impossible Foods is interested in scaling up. Their desire to scale up is because they know they have the opportunity to become one of the biggest makers and sellers of meatless meat in America.

Being coached by OSI will help them with scaling up and will help them drive sales. Both companies are on a dedicated mission to solve the shortage crisis, get the Impossible Burger delivered to customers all around the world and scale up to help Impossible Burger sell more burgers and make more money. All issues Impossible Burger were having before should be halted at this time because production is up and going. Read: https://www.osigroup.com/news/

Talkspace Reviews the Most Recent Online Psychotherapy Techniques and the Impact They Might Have

When it comes to psychotherapy, Talkspace is a company that is mainly focused on the subject of psychotherapy. The CEO and the co-founder of Talkspace, Oren Frank, hatched the firm to facilitate a way to connect clients across the world with many outpatient specialists that practice psychotherapy.

Oren Frank and Roni, his wife, Talkspace was founded by Oren Frank and Roni Frank in 2012. Their motto of “Therapy for All” is very personal for both Oren and his spouse. They founded Talkspace to help others and use technology to help people in the psychotherapy milieu.

Oren and Roni Frank wanted to use modern-day technology with smartphone devices using the app they pushed to create. Talkspace is all about providing therapy to many people that live across the globe. Because smartphones and apps are so pervasive, today, contacting them using mobile devices would be ideal. Read more about Talkspace at business.com

The Frank’s believe very strongly in helping people receive the top mental help. Getting the best mental health care is not only a moral right but should be available for all to get psychotherapy treatment.

Oren and Roni are a couple who believe that all individuals who need psychotherapy can contact a licensed psychotherapist. Regarding Oren Frank and his experience concerning therapy and counseling, he and wife Roni were both involved in therapy. Indeed, the therapy that the Franks received was for couples.

Because the Frank’s wholeheartedly believe in their company, they have worked very hard to help people who need a licensed therapist get help. Talkspace has a large base of individuals — at least one million of them. These million people receive access to licensed therapists.

One of the ingenious things about Talkspace  is that they can fill a need in the market. Talkspace published an app that can tap into the skills of qualified therapists.

Learn More: http://medicaldailytimes.com/therapy/woebot-betterhelp-talkspace-reviews-online-therapy/4358/

Talkspace: A Program Where Therapists Can Speak with the Public

In 2012, a new software program was released that allows users to talk to a therapist. The program, called Talkspace, is conceptualized by Oren Frank, and seven years after he launched it to the public, Talkspace has become the leading application providing virtual psychotherapy services.

The idea behind the creation of the program started in 2012 when Oren Frank and his wife started having misunderstandings, which can ultimately lead to divorce. He fears that his wife might leave him, so he decided to look for therapists who he can speak with. However, he thought about creating a program that will allow him to call a therapist and speak through the device. It gave him a clear idea about what he should do next, and he worked on the application while trying to woo his wife. In the end, the divorce did not push through, and he was able to create Talkspace.

Read more about Talkspace at business.com

The application was distributed to many mobile users in 2012, and people have been downloading it for the purpose of creating group chatrooms. However, a major overhaul of the systems allowed more therapists to join the program, and they started talking to the users, identifying what their problems are. Oren Frank was able to create a place where therapists can practice their profession, and earning more clients in the process.

Some of the well-received features of the program include the addition of communication through media like music, photo, and video aside from the usual texts. Oren Frank stated that this is a must for the software program to gain traction. People who have downloaded Talkspace are saying that they enjoy using it, and speaking with a professional has become a bonus. Talkspace can be used by paying a monthly fee, and those who have tried using the premium version are saying that the program is worth it.

Read More: https://www.crunchbase.com/organization/talkspace

Lincolnshire Management and TJ Maloney: The Private Equity Firm Behind The Holley Performance Products Deal


Lincolnshire Management is a private equity firm that is well versed with the prospect of control investments and is particularly familiar with investment potential for middle market companies. Lincolnshire Management is known for having worked with a wide range of companies coming to them from within the United States. The scope of the industries that they have worked with is considerably large and is something that has helped Lincolnshire Management become the notable name that they are today. Lincolnshire Management believes in offering personalized attention to each company that they work with and tries to ensure that all of their investment needs are met with. Lincolnshire Management has had extensive investment experience and this is something that has enabled the vast growth that Lincolnshire Management has seen.

Lincolnshire Management first opened its doors for business in 1986 and since then has had an incredible impact on the field of investments with the numerous deals that they have undertaken. Lincolnshire Management currently operates out of its headquarters in New York and handles businesses throughout the country. The main services that Lincolnshire Management is involved in include acquisitions, recapitalizations, corporate divestitures, buyouts and many more. Currently, Lincolnshire Management is known to handle more than $1.7 billion in equity from the clients that they have worked with.

Lincolnshire Management has received an incredible amount of attention for several of the investments that they have undertaken. In 2018, Lincolnshire Management worked with Holley Performance Products, and Driven Performance to carry out a merger that would propel both companies to the top of the industries that they are working in. Even though the finer aspects of the transaction were never disclosed, it is something that impacted the manner in which Lincolnshire Management was perceived. Lincolnshire received an incredible amount of praise for their outstanding contribution in this deal and was considered to be a powerhouse with regards to what they did.

Lincolnshire Management is known for having an incredibly proficient team of investors and financialists who work hard to help the clients who want to seek one or more of their financial services and who are in need of investment analysis and services. TJ Maloney is the CEO of Lincolnshire Management.

Connect with TJ Maloney here https://twitter.com/lewismaloney16?lang=en

Nitin Khanna and Work Oriented Investing

Nitin Khanna may have come across the concept of concentrated positions in companies that are expected to do well over the long term despite any market conditions are the ones that are expected to provide the best returns, even, a respected individual like Nitin Khanna may have witnessed, in times of deep crisis. Nitin Khanna may have also been advised and will advise about the fact that assets that are being able to be deeply resistant to financial crises and able to gain from them, these are the companies that one would want to hold over the long term.

Value-oriented investors like Nitin Khanna can dive deep into a business and learn why the qualitative is just as important as the quantitative, the qualitative may signal the quantitative at times. These intangibles may make a significant difference and may not be easy to capture in excel spreadsheets.

Furthermore, one must follow what is simple and inherent to them, not what is simple and inherent to those that are high priests within a particular field. By chasing after high priests, one automatically defaults in appeals to authority as opposed to asking what is true, and why is it so?

This leads one to believe in an illusion, which can certainly be quite harmful to investments and overall value. Slothfulness and laggardness in the mental realm can be the downfall of many an investor. One must avoid these traps, they are easy to come by in an era of abundance.

Companies that have assets that are stable and will continue to be stable in all times are those all-weather assets that should be appreciated by an investor base. These assets are those that will allow them to be valuable and useful in a recession, in a bull market, and in medium markets. The foundation of a company and its assets certainly matter in the long run as well.

Companies with massive growth potential, that hold the right assets, and can continue to be steady and stable in the long-run are companies that individuals should look out for in the marketplace. Of course, one must also look at the accelerators for growth.


Why TalkSpace is the Ideal Online Therapy Platform

Talkspace is an online therapy platform with talented licensed therapists who holds extensive experience. They offer therapy session at an affordable rate and in the most convenient way- patients interact with their therapist without time limitation.

Besides, at their comfort zone, patients can attend their session and continue with their work without the interruption of their schedule. The talkspace app is incredibly designed to guide patients on ways to improve their lives. Read more about Talkspace at business.com


Talk space has a network of professional who values the confidential of their clients. They have stringent security approach that safeguards the user data. Talkspace allows the user to create a unique password for their chat room. Along with that, data are encrypted by uses SSL.

Therapist Expertise

The platform offers exclusive services to all kind of patient with mental health problems. Talkspace covers area such as addiction, anger, bipolar, self- esteem, relationship, substance abuse, depression, and grief management.

Most importantly, talkspace uses IBM Watson to pair their patient with the psychiatrist that perfectly fit their needs. The chat platform provides the ideal user experience. The user communicates with the therapist, whether by text, audio message, or video.

PC and Mobile App

Talkspace mobile app is well-built for both Android and iSO phone. Besides, talkspace has outstanding features for PC user; the messages usually takes place in a chat room.

During the signing up process, they offer assistance to ensure that the process is fast and swift. The app provides mental health patients with the flexibility to change the therapist if they need. The process of creating an account with the talkspace is the most straightforward.

Talkspace provides a chat room where a patient can ask all question to the therapist. Unlike traditional therapy session, a patient usually books for an appointment. talkspace patient does not need. Through messages, people who find it difficult to open up during face to face therapy session are able. See more: https://www.businessinsider.com/what-its-like-to-use-talkspace-text-therapy-app-2015-3

HGGC on Securing a Career You Are Passionate About

The reason HGGC is such a sought-after corporation in modern America is that the rest of the private equity industry simply is not providing the same level of quality service that they are. Because of this, people have turned to HGGC for the solution to this issue, which they have seemingly solved without breaking a sweat. Part of the reason they are so acclaimed is that they have this character to the way they operate; of course, any business is a result of the sum of all their employees, and everything those employees contribute to the company collectively causes it to have a certain reputation. Because of this, many corporations fall too far into this idea of conforming to what will appeal to society.

Unfortunately, however, this idea is often taken too far within the world of business, and it prevents many companies from expressing the way they truly feel and supporting the causes they truly believe are beneficial to the world. HGGC is an example of a company that has not allowed the fame they have accumulated over time to impact the way they treat others, and for this reason, many people see them as a desirable alternative to much of the other middle market private equity companies that are doing service in America today. Because HGGC has attained such a vast reputation over the course of their business’s running, it is likely that they will continue to develop the industry they are involved with for many years to come. Hopefully, this will be enough to secure them a permanent spot within the business industry in the United States in general. Of course, permanence is never guaranteed in this country’s market.

For that matter, it is not something businesspeople expect to attain across the board; there is always an aspect of insecurity involved with the matter of investments, and since HGGC is involved with this industry, they knew what they were getting into when they started up the company. They appreciate every aspect of their business, however, because it all comes together to form an industry that has allowed them, over the course of their careers, to all succeed as businesspeople, and this much is not something that everyone can say.


Talkspace, the Top Online Counseling Service

Talkspace is currently the number one online counseling service that provides users with therapy sessions carried out by professional therapists. Some of the largest media firms like Wall Street Journal, Business Insider, Fox News among others have also talked about this service that has transformed therapy. One of the features it is praised for is the ability to offer privacy to users. It is not necessary for the user to register for the service using their real name and the messages sent and received using Talkspace are encrypted for maximum privacy.

Check Talkspace Online Theraphy at Itunes.apple.com

It takes care of people’s preference for varying communication styles. While there are some that prefer face to face communication, there are others who like messaging. In-Person therapy does not provide this form of flexibility. This allows those that shy away from discussing some sensitive issues in person the chance to talk about them via texts or audio message. Being able to interact with a counselor in their comfort zone also helps the client to be more open to the issues that are bothering them. Additionally, the services can be accessed 24/7 and from anywhere. The client does not have to schedule an appointment with the therapist but can reach out at any time they want to.

Users have also expressed their satisfaction with Talkspace because of the easy processes of changing therapist. The client may want a different therapist for various reasons and thanks to Talkspace, switching a therapist has never been easier. The new therapist is also able to catch up with the issues of the clients because it is possible to access the client’s chat history. It saves all the conversations between the client and their counselor.

The other benefits Talkspace is offering users is convenience because the clients can ask whatever they want at any time and get a response. Also, when one does not have the finances to continue accessing the service, they can freeze the account for up to one month and continue where they left off when they are able to pay.  Read more: https://www.businessinsider.com/what-its-like-to-use-talkspace-text-therapy-app-2015-3